A practical first step for first-time homebuyers who want to understand what to do before they start seriously shopping for a home.
Texas Lone Star Lending Workshop Series
First-Time Homebuyer Series
A step-by-step series for first-time homebuyers who want to understand the homebuying process before they start seriously shopping. The series covers where to begin, how affordability and pre-approval work, how credit and down payment choices affect qualifying, what happens after an offer is accepted, and how to make more confident mortgage decisions.
Workshops in this series
Start at the beginning, or choose the workshop that matches the question you have right now.
Learn how to choose a homebuying budget based on a payment that fits your life — not simply the largest mortgage you may qualify for.
Find out what a mortgage lender reviews during preapproval, what you’ll need to provide, and why getting preapproved can make home shopping easier.
Learn what makes up your total cash needed to buy a home and why your down payment is only one part of the plan.
Learn how mortgage lenders look at credit, what issues may matter most, and how to prepare without accidentally making your credit situation worse.
Learn how to compare mortgage options based on your finances, your property, and your plans instead of trying to find one “best” loan program.
Understand how mortgage rates and rate locks work, what points and lender credits really do, and how to evaluate the tradeoffs.
Learn what happens between an accepted offer and closing, who does what, and how you can help keep your home purchase on schedule.
Want to keep learning?
Browse all workshop topics or see which live workshops are currently open for registration.