Loan Options and Special Programs

This page gathers special mortgage situations, loan options, and program-focused pages in one place so you can find the topics that may match your goal. Some pages include a short quiz. Others invite you to request details so we can help you understand whether the option fits your situation.

Not sure which option fits? Start with our guides, calculators, or Can I Qualify topics before requesting details.

Other ways we may be able to help

Not Sure What to Do About Holiday Debt?
Start With a Checkup

Landing page campaign focused on the consumer's pain point of excess holiday debt.

Start the conversation

One Conversation Can Simplify Your Debt

Landing page campaign that encourage consumers with excess debt to have a no-pressure conversation.

Start the conversation

You Can Keep Your Low Mortgage Rate and Still Consolidate Debt

Landing page campaign that encourages consumers to act on excess debt even if they have a low first-mortgage interest rate.

Start the conversation

You're eligible for a VA loan

Discover the special features that make it easier to qualify for a VA loan.

Request details

Limited Time Lower Rates!
Refinance Your VA Loan

Use our simplified refinance program to lower your VA mortgage rate. Find out how much you can save using our short quiz.

Take the quiz

Limited Time Lower Rates!
Refinance Your FHA Loan

Use our simplified refinance program to lower your FHA mortgage rate. Find out how much you can save using our short quiz.

Take the quiz

Buy an investment condo the easy way

Buy a rental condo without proving income or employment. Condotel features - hotel operations, rental pools - don't matter.

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Buy rental property the easy way

Buy a rental property without proving income or employment. Use the property's potential rental income to qualify.

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An easy way to acquire more rentals

Expand your rental portfolio. Buy more rentals without proving income or employment. Use the property's potential rental income to qualify.

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Buy a small apartment the easy way

Buy a small apartment building without proving income or employment. Use the property's potential rental income to qualify.

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Buy your own short-term rental

Buy a short-term rental property without proving income or employment. Use the property's potential rental income to qualify.

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RE Agents: You can buy
your own dream home!

Real estate agents can qualify to buy a home without using tax returns. Inconsistent income is okay.

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Buy a home without using tax returns!

Business owners can buy a home without using their tax returns to qualify.

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Don't let gig work stop you from buying a home!

Gig workers can qualify to buy a home without using tax returns.

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Commission-only?
You can buy a home!

Commission-only salespeople can qualify to buy a home even if they're new to commission income.

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Be Your Own Builder

You can build your own dream home and get a construction loan to build it.

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No Money Down Construction Loan

You may be able to build your dream home with little to no money out of your pocket.

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Boost Your Tax Refund with Mortgage Interest Tax Credit

A mortgage interest tax credit can boost your income tax refund by thousands of dollars.

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Buy a Bigger Home with Mortgage Interest Tax Credit

A mortgage interest tax credit can add thousands of dollars to your income to qualify for a larger mortgage.

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Texas Homebuyers: Get Down Payment Assistance

Can you qualify for down payment assistance to buy a home? Take this short quiz to find out.

Take the quiz

Use Your Home Equity

Use our Home Equity Calculator to decide which home equity solution is right for you.

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Not sure which option fits

That's okay. You don't need to choose the perfect program before asking questions. Tell us what you're trying to accomplish, and we'll help you understand your options.

Have a question? Use the chat icon in the bottom right - we're here to help.