We were very satisfied with Steve Bray at Lone Star Lending when we refinanced our home. He was a great help in dealing with the paper work and explaining to us what we had to do.
John and Velma Seeley
Sunrise Beach, TX

Student Loan Debt?

You can qualify! Don't let student loan debt prevent you from buying a home.


Loans for

Homes & Second Homes

Whether you're buying a home or you're looking to refinance one, we want to help. We specialize in loan programs designed to maximize your ability to qualify while offering affordable payments, including:

USDA Rural Development Loan

FHA Loan

Home Equity Loans

Special Programs for Veterans

Construction Loans


Loans for

Investment Properties

We represent buyers and owners of investment real estate in finding mortgage solutions that best meet their needs. This representation ensures you of no conflicts of interest, strict confidentiality, and honest analysis. We specialize in loan programs designed to maximize your investment potential.


Can I qualify?

Scared by all the stories in the media? Check out our tips that will help you prepare for a home loan.


Rate update: Rate rally ran out of steam

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Rate update: Rising wages could thwart our rate rally

Higher loan limits for 2019