Buy a Home

Understand what you can afford, what to expect, and how to move forward before you apply.

Whether this is your first home or your next one, this page will help you get oriented.

Start here

A simple way to begin if you're not sure what to do first.

How the mortgage process works

Watch

Watch a short introduction to the homebuying process.

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AI-assisted video. Guidance provided by Texas Lone Star Lending.

Estimate preview

Estimate

Use our payment calculators to estimate a comfortable monthly payment.

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Understand preview

Understand

Read a simple guide to learn what happens before and after you apply.

Read guide
Move forward preview

Move forward

Ready to take the next step? Start your application here.

Apply

Plan your payment

Before you choose a home, it helps to understand what monthly payment feels manageable.

Payment calculator

Payment calculator preview

See how you down payment and loan term affect your mortgage payment.

Open calculator

Affordability calculator

Affordability calculator preview

See how payment, taxes, insurance, and down payment affect how much home you can afford.

Open calculator

Rent vs. buy calculator

Rent vs. Buy calculator preview

Compare the long-term cost of renting with the potential cost and benefits of buying a home.

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Extra payment calculator

Extra payment calculator preview

See how making extra payments could reduce interest and shorten the life of your mortgage.

Open calculator

Can I qualify?

Answers to common qualification questions about income, credit, and down payment.

Explore qualification topics

More ways we can help

Some loan options are designed around a specific goal or situation. If one of these fits what you're trying to do, visit the page to request details or answer a few questions.

Workshops

Learn live and ask questions in a low-pressure setting.

Articles and guides

More reading if you want to go deeper.

What clients say

“Steve is the best... this is the third property he's handled financing on us for. There's nothing that throws him... we wouldn't use anyone else.”
— Marianne and Francois L.

From the kitchen

Because life is not all mortgages.

Ready to move forward?

When you're ready, the next step is simple.

Have a question? Use the chat icon in the bottom right - we’'e here to help.

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