5 Ways to Lower Your Mortgage Payment

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• Watch: Is It Time to Refi? With rates trending down, many who purchased homes recently are starting to wonder if refinancing would lower their monthly payment.
• Watch: 5 Ways to Save Money on Your Mortgage Over Time Five simple ways homeowners can save money on their mortgage over time.
• Watch: The Cost of Waiting to Refinance If you have a $300k mortgage, every month you wait to refinance, you lose about $300 that you could be spending on something else.
• Watch: 5 Pros and Cons of Paying Discount Points Paying discount points is one way to lower your mortgage rate — but it’s not always the right move. The key is understanding how long you’ll be in the home and what makes the most sense for your situation.
• Watch: How Your Credit Score Affects Mortgage Insurance Costs Your credit score impacts more than your interest rate. Learn how it can significantly affect your monthly mortgage insurance — and your total payment.
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