Texas Lone Star Lending Video

5 Surprising Facts About VA Loans for Veterans

VA loans offer some of the most powerful benefits available. If you’ve served or know someone who has, this is a benefit worth exploring.

Posted 5/25/26  |  1:18

Trouble viewing the video? Watch it on YouTube.

Read the transcript

Intro:

VA loans offer some of the most powerful benefits available — but many people don’t fully understand them. Here are five key facts.

No Down Payment Required

Most VA loans allow qualified buyers to purchase a home with no down payment.

No Private Mortgage Insurance (PMI)

VA loans do not require monthly mortgage insurance, which lowers your payment.

Competitive Interest Rates

VA loans often come with very competitive rates compared to other loan types.

Funding Fee May Be Waived

In some cases, the VA funding fee can be waived depending on eligibility.

Reusable Benefit

VA loan benefits can be used more than once over time.

Outro:

If you’ve served or know someone who has, this is a benefit worth exploring.

Helpful next steps

  • Explore: First-time homebuyer Programs and situations that may help new buyers understand their options and take the next step.
  • Explore: Buy a home Loan options and special situations for people preparing to buy a home.
  • Use: Affordability Calculator Estimate a possible home price based on your down payment, loan assumptions, and either your income or your desired monthly payment.
  • Use: Rent vs. Buy Calculator Compare the long-term cost of buying a home with the cost of continuing to rent, using your rent, home price, loan assumptions, and expected time in the home.
  • Use: Payment Calculator Estimate a monthly mortgage payment based on purchase price, down payment, loan term, occupancy, and interest rate.

Related content