Texas Lone Star Lending Video
5 First-Time Buyer Programs You Should Know
If you’re buying your first home, you may have more options than you realize. The right program can make homeownership more achievable.
Posted 3/9/26
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Helpful next steps
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Explore: First-time homebuyer
Programs and situations that may help new buyers understand their options and take the next step.
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Explore: Buy a home
Loan options and special situations for people preparing to buy a home.
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Use: Affordability Calculator
Estimate a possible home price based on your down payment, loan assumptions, and either your income or your desired monthly payment.
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Use: Rent vs. Buy Calculator
Compare the long-term cost of buying a home with the cost of continuing to rent, using your rent, home price, loan assumptions, and expected time in the home.
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Use: Payment Calculator
Estimate a monthly mortgage payment based on purchase price, down payment, loan term, occupancy, and interest rate.
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