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What Our Customers Say About Us

Bill and I want to thank you for handling our recent refinance on our home. You made the whole process so easy and very manageable and we felt like you had our best interest at heart. We would definitely recommend your services to others and look forward to doing business with you again in the future.

Lone Star Lending listened to my financing needs, quickly analyzed my situation and set me up with the right kind of loan. We were in a bit of a time crunch, so Steve helped me gather the right documents and necessary information required for the underwriter. During the process I was constantly informed and knew exactly where and what stage of the process my loan was at. No question ever went unanswered and every challenge was addressed immediately. The loan was secured and I was able to purchase the home comfortably with the help of Steve Bray at Lone Star Lending. My recommendation is that anyone looking for a mortgage loan should consider Lone Star Lending. You will get the best advice and service, quickly, professionally and courteously.

I approached Stacy as a first-time buyer, life-time apartment dweller. My credit history was poor, and I wished to have a home built. Stacy counseled me on how to repair my credit. I followed her careful instruction, and she was able to find a lender for our purchase with a great interest rate. Before closing she counseled me about the process so that I was armed with all of the information I needed. Stacy also counseled me about managing my mortgage payments post-closing, counsel I continue to use to this day, four years later. These days I have a much better credit rating, and I owe that in part to the counsel I received from Stacy. Her attention to detail, straight talk, and positive, personalized service is without equal. (If I could only get them to sell cars...) Therefore, I would recommend Lone Star Lending to anyone as they have far exceeded my expectations. I hope to continue doing business with them in the years to come.

Thank you especially for taking such good care of us. All through the process you gave us a sense that you were in our corner, looking out for our interest. This was a most welcome contrast to the past when we had felt like a transaction to be closed as fast as possible. I am very glad I changed brokers. With a bit of luck we may not ever have to refinance - but be sure that we will recommend your firm heartily.

Thank you so much for your help and reassurance through the process. Your knowledge and professionalism helped alleviate a great deal of the stress involved with moving across states.

My husband and I had used Stacy Bray a few years ago, and we were impressed. So we called again for the financing we did in November, and she exceeded our expectations overwhelmingly. Thank you, Stacy.

We found Lone Star Lending on the Internet after our realtor told us she did not know of any lenders that did TxVet loans. I got an immediate response (10 min) to my email from Stacy Bray telling me that they did TxVet loans. Some of her responses took a little longer, but not much. The on line application was simple. The entire process was done from a distance using email, faxes and overnight mail (only 1 was required). It was quick and as painless as it could possibly have been. Stacy and her trusty sidekick Steven were with us all the way (including at closing) putting out fires quickly and without one imposition on us. They are the BEST. I recommend them to anyone.

I would like to share with you my wonderful online find!! Two years ago my husband and I decided to refinance our home. I found Lone Star Lending on the web, submitted my information, and closed very quickly with the best rates out there. Stacy Bray, owner of Lone Star Lending, is the best, most reliable, and most professional person I have ever dealt with. I have told many people about Lone Star Lending. It was never a question when in June 2003 upon selling our home and relocating did I even blink at whom I would call. Once again, Stacy Bray was with us every step. I contacted her when we received a contract on our home, and we began loan proceedings even without having a home in mind. Once we found a home to buy everything was already in place, and closing was a breeze, and we received an unbelievable rate. I know I would never question who to contact or who to refer anyone to when the need arises. Thank you, Stacy Bray for making our life so easy. I definitely appreciate all that you have done and for going that extra mile many so often forget. Thank you Lone Star Lending.

I don't usually write letters of recommendation but in this case I will make an exception. Lone Star Lending and specifically Stacy Bray have a first class mortgage company. I went to Lone Star Lending to refinance my rental at the same time I was purchasing our current home. Stacy took the time to analyze the situation and offered us several options that would be a win-win transaction for all involved. She is an expert at getting loans for people with bruised credit. She does not get lenders to loan money just for the sake of getting a loan approved and getting a commission. She puts in a tremendous amount of effort to ensure that the borrowers are not in over their heads. If she cannot get anyone approved for a mortgage then in my opinion no one can. She is a straight shooter and tells you like it is. Stacy has an incredible amount of patience. She had to wait until I got proof of income from my foreign employer. Anyone that has worked outside the US for a foreign company knows what I am talking about. Her patience and willingness to see this transaction through to the end is one reason that I will refinance my current house with Lone Star Lending in the near future.

I used Stacy Bray at Lone Star Lending to handle a recent refinance of my house in Austin, TX. I have known her and her husband for a number of years and knew that she was definitely trustworthy though at the time I didn't know much about her business performance. And I couldn't recommend anyone else more highly. She carefully explained and explored with me the many options and helped me pick the best course to achieve my objectives through all this. She cut through lots of red tape, overcame numerous obstacles and put it all together.

Mine was a particularly troublesome situation since I live overseas (Bali), the house is being rented out, and I am self-employed though semi-retired. The almost 12-hour time difference added another dimension to this, but she always responded as needed at whatever time needed. She arranged all, used her numerous connections to overcome obstacles, and it went very smoothly and on schedule. So I would not hesitate to recommend her to anyone who needs her services.