The Mortgage Approval Process

An interview with Texas Homes for Sale

Texas Homes is the one of the top sites for Texas homes for sale, including Dallas TX Real Estate, condos, multi families, and townhouses for sale.

How to salvage your credit after a financial crisis

Published 5/9/2012 in Culture Map Austin

Bad things can happen to good people - unemployment, divorce, medical problems. It's life. While these events can devastate your credit score, it is possible to recover from a financial crisis and qualify for a mortgage.

Can I qualify? Tips from insiders on catching errors
in your credit report and improving your score

Published 4/30/2012 in Culture Map Austin

While a recent study reported the incidence of significant errors on reports is fairly small, our experience contradicts those results, and an error could prevent you from qualifying.

Qualifying without perfect credit:
Steps you can take to make your score stronger

Published 4/17/2012 in Culture Map Austin

Most of us don't have perfect credit. Fortunately it doesn't take perfect credit to qualify for a mortgage. This week we're going to look at factors that affect your credit score and how negative items on your credit report can affect your credit score.

Thinking of settling down?
Learn how your credit report affects your ability to qualify

Published 4/10/2012 in Culture Map Austin

A credit report is a history of your credit activities compiled by the three credit bureaus, Equifax, Experian and Trans Union. It lists credit accounts that you have, such as mortgages, auto and student loans, plus credit cards, their balances and payment requirements. If you don't pay your bills, it can show actions taken against you as well as some public records, such as bankruptcies and tax liens.

Though the media is full of alarming stories,
you don't have to offer up your first born to buy a home

Published 3/24/2012 in Culture Map Austin

The media is full of scary stories about how hard it is to qualify for a mortgage.

Planning to buy a home? Why you may want to do it soon

Published 3/4/2012 in Culture Map Austin

If you're sitting on the fence about when to buy a home, here's a shove to help you make a decision.

Reading between the lines:
Who's paying for the payroll tax cut extension?

Published 1/15/2012 in Culture Map Austin

...if you're buying or refinancing a home, there's a good chance you are.

The government wants to refinance your mortgage

Published 9/3/2011 in Culture Map Austin

The rumor mill was active last week with talk that the Obama administration is ginning up a plan to allow millions of homeowners to refinance their home mortgages to lower rates.

Save money with biweekly mortgage payments

Published 8/12/2011 in Culture Map Austin

You've surely seen the offers of "tremendous savings" if you set up biweekly mortgage payments and asked "Are the savings for real?"

New regulation to require $50,000 cash to buy home

Published 8/3/2011 in Culture Map Austin

So, you're thinking about buying a home. I hope you've been saving your pennies - 5 million of them. If regulators in Washington have their way, that's what it's going to take to buy an average-priced home in Austin.