Interest rates are rising. Consolidate debt before the Fed hikes your credit card rates again.

Homeowner equity reached a record level in 2022 with the average mortgaged home having $280,000 in home equity. Texas homeowners can use their home equity to pay off other debts up to 80% of their home's value. Consolidating your debt can:

Lower your monthly payment

Give you a fixed, lower interest rate

Improve your credit score

The Federal Reserve Bank of NY reported that credit card debt jumped by 13% in the second quarter of 2022, the largest year-over-year increase in 20 years. Credit card debt now totals a whopping $890 billion.

Consolidating gives you one monthly payment. Forget about late payments because you lost track of payment due dates.

Pay off the debt quickly or slowly. Choose any loan term between 8 and 30 years.

You don't have to close the accounts you pay off.

Try our Debt Consolidation Tool to see how much you could save by using your home equity to pay off other debts.

Image by Steve Buissinne from Pixabay